/* Iteration 3: bespoke financial statement, one focal total. */
.ow-refined .editorial-hero-grid{grid-template-columns:minmax(0,1fr) 460px;gap:56px;align-items:start}
.ow-refined .hero-copy{padding-top:20px}
.premium-projection{min-width:0;background:#FFFCF7;border:1px solid #DDDCD7;border-top:3px solid #0F2A43;border-radius:3px;padding:24px 28px;color:#0F2A43;box-shadow:0 12px 36px #0F2A4305}
.premium-projection p{margin:0;line-height:1.5}
.projection-result{margin:0 0 14px}
.premium-projection .projection-total-label{font-family:inherit;font-size:13px;line-height:1.4;letter-spacing:.07em;font-weight:650;text-transform:uppercase;color:#3D5570;margin:0;text-wrap:initial}
.projection-total{display:block;font-family:Montserrat,Arial,sans-serif;font-size:76px;line-height:1.12;letter-spacing:-.065em;font-weight:700;color:#B3261E;font-variant-numeric:tabular-nums;margin:7px 0 8px}
.projection-total[data-long=true]{font-size:42px}
.projection-basis{font-size:13px;color:#5B4544}
.projection-controls{display:grid;grid-template-columns:1fr 1fr;gap:22px;padding:0 0 20px;border-bottom:1px solid #D8D8D2}
.projection-controls label{display:flex;flex-direction:column;justify-content:flex-end;margin:0;font-size:12px;font-weight:600;min-width:0;line-height:1.4}
.projection-input{display:flex;align-items:center;gap:8px;border-bottom:1px solid #9BACA9;padding:0 0 2px;margin-top:5px;color:#3D5570;min-height:44px}
.projection-input:focus-within{outline:3px solid #0B6BCB;outline-offset:4px}
.projection-input input[type=number]{min-width:0;width:100%;height:42px;min-height:42px;font-size:22px;line-height:1.4;font-weight:600;padding:0;border:0;border-radius:0;box-shadow:none;background:transparent;appearance:textfield;outline:none;font-variant-numeric:tabular-nums}
.projection-input input::-webkit-inner-spin-button,.projection-input input::-webkit-outer-spin-button{appearance:none;margin:0}
.projection-figure{margin:14px 0 0}
.projection-figure figcaption{font-size:12px;font-weight:600;margin-bottom:10px;color:#3D5570}
.projection-bars{list-style:none;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:0;padding:0;background:linear-gradient(to bottom,transparent calc(50% - .5px),#DCDDD7 calc(50% - .5px),#DCDDD7 calc(50% + .5px),transparent calc(50% + .5px))}
.projection-bars li{min-width:0;display:flex;flex-direction:column;gap:5px;align-items:center;margin:0}
.projection-annual{font-size:12px;font-weight:650;font-variant-numeric:tabular-nums;white-space:nowrap}
.projection-track{height:76px;width:100%;display:flex;align-items:flex-end;border-bottom:1px solid #A5A9A4}
.projection-bar{display:block;width:100%;height:0;background:#B3261E}
.projection-bars li:first-child .projection-bar{background:#0F2A43}
.projection-bars li:nth-child(1) .projection-bar{height:68.30134553650707%}
.projection-bars li:nth-child(2) .projection-bar{height:75.13148009015777%}
.projection-bars li:nth-child(3) .projection-bar{height:82.64462809917356%}
.projection-bars li:nth-child(4) .projection-bar{height:90.9090909090909%}
.projection-bars li:nth-child(5) .projection-bar{height:100%}
.projection-year{font-size:11px;color:#52677C}
.projection-note{font-size:12px;color:#52677C;line-height:1.5!important}
.projection-error{font-size:13px;color:#B3261E;margin-top:10px!important}
.premium-projection .projection-bridge{margin:14px 0 10px;font-size:15px;font-weight:600;line-height:1.45;color:#16324F}
.premium-projection .projection-cta{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:48px;padding:12px 16px;border:1px solid #0B6BCB;border-radius:5px;background:#0B6BCB;color:#fff;font-weight:650;font-size:14px;line-height:1.4;margin-top:18px;text-decoration:none}
.premium-projection .projection-cta:hover{background:#0A5AAF;border-color:#0A5AAF;color:#fff}
.premium-projection .projection-cta>span{font-size:21px;line-height:1}
.premium-projection[data-valid=false] .projection-figure{visibility:hidden}
@media(max-width:1100px){.ow-refined .editorial-hero-grid{grid-template-columns:minmax(0,1fr) 420px;gap:36px}}
@media(max-width:800px){.ow-refined .editorial-hero-grid{display:block}.ow-refined .hero-copy{padding-top:0}.premium-projection{margin-top:30px;max-width:600px}.projection-track{height:100px}}
@media(max-width:580px){.premium-projection{padding:23px 20px 20px}.projection-total{font-size:clamp(42px,15vw,61px)}.projection-total[data-long=true]{font-size:32px}.projection-controls{gap:15px;padding-bottom:17px}.projection-controls label{font-size:11px}.projection-input input[type=number]{font-size:21px}.projection-bars{gap:7px}.projection-annual{font-size:11px}.projection-figure{margin-top:18px}.projection-result{margin-bottom:20px}.projection-basis{font-size:12px}.projection-total-label{font-size:12px}.projection-track{height:110px}.premium-projection .projection-cta{font-size:14px;padding-inline:14px}}
.projection-instruction{font-size:13px;font-weight:600;margin-bottom:10px!important}
.projection-controls{border-bottom:0;padding-bottom:4px}
.projection-slider{padding-bottom:8px;border-bottom:1px solid #D8D8D2}
.projection-slider input[type=range]{display:block;width:100%;min-width:0;height:44px;min-height:44px;margin:0;padding:0;background:transparent;appearance:none;cursor:pointer;border:0;box-shadow:none;accent-color:#0B6BCB}
.projection-slider input::-webkit-slider-runnable-track{height:4px;border-radius:2px;background:#B9D4EC}
.projection-slider input::-moz-range-track{height:4px;border-radius:2px;background:#B9D4EC}
.projection-slider input::-webkit-slider-thumb{appearance:none;height:20px;width:20px;margin-top:-8px;border-radius:50%;background:#0B6BCB;border:2px solid #FFFCF7;box-shadow:0 0 0 1px #0B6BCB}
.projection-slider input::-moz-range-thumb{height:16px;width:16px;border-radius:50%;background:#0B6BCB;border:2px solid #FFFCF7;box-shadow:0 0 0 1px #0B6BCB}
.projection-slider input:focus-visible,.projection-year-button:focus-visible{outline:3px solid #0B6BCB;outline-offset:4px}
.projection-slider input:disabled{opacity:.45;cursor:default}
.projection-endpoints{display:flex;justify-content:space-between;font-size:11px;color:#52677C;margin-top:-4px}
.premium-projection .projection-year-button{display:flex;flex-direction:column;align-items:center;gap:5px;width:100%;min-width:0;min-height:44px;padding:0;border:0;border-radius:0;background:transparent;color:inherit;font:inherit;cursor:pointer;box-shadow:none}
.projection-year-button[aria-expanded=true] .projection-year{color:#0B6BCB;text-decoration:underline;text-underline-offset:3px}
.projection-year-button:disabled{cursor:default;opacity:1}
.projection-detail-region{min-height:0;padding:0}.projection-detail:not([hidden]){padding-top:10px}
/* The hint stays for screen readers; the bars already show each year's amount. */
.premium-projection .projection-hint{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.projection-detail{font-size:12px;line-height:1.65;font-variant-numeric:tabular-nums}
.projection-detail span{display:block;overflow-wrap:anywhere}
.projection-detail span:first-child{font-weight:650}
.ow-refined [data-guide-mobile]:empty{display:none}
.ow-refined [data-guide-mobile]{grid-column:1/-1}
.ow-refined [data-guide-mobile] .hero-research{margin-top:22px;max-width:600px}
.ow-refined [data-guide-mobile] p{font-size:14px;line-height:1.5;color:#3D5570;margin:.65rem 0 0}
@media(max-width:580px){.projection-controls{padding-bottom:4px}.projection-detail-region{min-height:0}}
@media(prefers-reduced-motion:reduce){.projection-bar{transition:none}}

/* Chart key: Year 1 navy is today's premium; red years include the assumed increase. */
.projection-key{display:flex;flex-wrap:wrap;gap:4px 16px;margin:8px 0 0;font-size:12px;line-height:1.4;color:#52677C}
.projection-key span{display:inline-flex;align-items:center;gap:6px}
.projection-key span::before{content:"";width:10px;height:10px;border-radius:2px;background:#B3261E}
.projection-key .projection-key-now::before{background:#0F2A43}
/* Large entered premiums: keep the seven-figure total inside the card at phone widths. */
.projection-total{max-width:100%}
.projection-total[data-long=true]{font-size:clamp(24px,7.4vw,42px)}
.premium-projection .projection-cta+.projection-note{margin-top:12px}